3D Secure is really secure? admin September 22, 2021

3D Secure is really secure?

3D Secure with Padlock Security Device

Overview

3D Secure is a protocol designed as a more secure layer for online credit and debit card payments. If you’ve ever made a payment online using a credit or debit card, you would have already used 3D secure. It’s a fraud prevention measure launched in 2001 by Visa (as Verified-by-Visa).

Now, recognized and backed by credit and debit card providers Mastercard (as Mastercard Secure Code) and American Express (as American Express SafeKey).

3D secure is one of the prime security measures to take online payments through a payment gateway. It’s an extra step to help protect against card payment fraud.

Meanwhile, the growth in online transactions is escalating crucial improvements in worldwide economic conditions. But it is also highlighting the potential payment risks that merchants face during online store shopping.

How 3D Secure works

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